Rates

Share RatesEffective Friday, January 2, 2026
APYMinimum
Deposit
Minimum
Balance
SHARE0.17% $50.00
SHARE0.30% $2000.01
CHECKING0.10% $500.00
Certificates of DepositEffective Saturday, May 30, 2026
Certificate TermAPYMinimum Deposit
06 MONTH CERTIFICATE1.00%$5000.00
12 MO CERTIFICATE3.70%$5000.00
Loan RatesEffective Saturday, May 30, 2026
Loan TypeRates as low asTerms & Information
PERSONAL LOAN » 12.00% 36 M UNSECURED
SHARE PLEDGED LOAN » 4.00% 60 M INTEREST RATE BASED ON TERM OF LOAN
NEW AUTO LOAN » 4.00% 36 M TERM – UP TO 3 YEARS
NEW AUTO LOAN » 4.25% 48 M TERM – UP TO 4 YEARS
NEW AUTO LOAN » 4.50% 60 M TERM – UP TO 5 YEARS
NEW AUTO LOAN » 5.25% 72 M TERM UP TO 6 YEARS
NEW AUTO LOAN » 5.99% 84 M TERM – UP TO 7 YEARS
USED AUTO LOAN » 5.00% 48 M TERM – UP TO 4 YEARS
USED AUTO LOAN » 5.25% 60 M TERM-UP TO 5 YEARS
USED AUTO LOAN » 5.50% 72 M TERM – UP TO 6 YEARS
USED AUTO LOAN » 5.99% 84 M TERM – UP TO 7 YEARS – UP TO 2 YEAR OLD MODELS
VEHCILES OVER 6 YEARS OLD » 8.00% 48 M UP TO 4 YEARS TERM
VEHILCLES OVER 6 YEARS OLD » 9.00% 60 M 5 YEAR TERM
HOME EQUITY » 5.25% 60 M UP TO 5 YEAR TERM
HOME EQUITY » 5.50% 120 M TERM – 6 TO 10 YEAR
HOME EQUITY » 6.00% 180 M TERM – 11 TO 15 YEARS
HOME EQUITY » 6.75% 240 M TERM – 16 TO 20 YEARS